Why is credit important? Understanding what is included in a credit report and how to fix your credit. Learn how to achieve and maintain good credit and how it may affect your business and personal borrowing capacity. Find out othre resources availale through the SBA to help you improve your chances of obtaining business loans. About the Instructor: Lionel «Leo» Davila with Small Business Administration (SBA) who is the Lender Relations Specialist/Veterans Representative. The City of Austin is proud to be in compliance with the Americans with Disabilities Act. Reasonable modifications and equal access to communications will be provided upon request. For assistance please contact (512) 974-9053 or Relay Texas 7-1-1.